The District Level Review Committee (DLRC) meeting for the combined quarter ended September and December 2025 was held at the DC’s Conference Hall, Kohima on March 10, 2026 to review the performance of banks and financial institutions in the district.
The meeting reviewed the progress under the District Annual Credit Plan (ACP) 2025–26, lending to priority sectors, and the implementation of government-sponsored schemes. Performance of banks under social security schemes including the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) was also reviewed.
Altogether, 24 banks are currently operating in Kohima district. A review of performance under the District Annual Credit Plan (ACP) 2025–26 showed that achievement under the Agriculture sector stood at 60.32 per cent, MSME at 104.47 per cent, and other Priority sectors at 15.52 per cent, while the overall achievement under the total priority sector was recorded at 80.80 per cent.
During the meeting, the Deputy Commissioner (DC) Kohima asked the banks to highlight the Corporate Social Responsibility (CSR) activities undertaken in the district. Representatives from various banks shared that several initiatives had been carried out in areas such as support to educational institutions through the provision of computers and learning equipment, installation of solar lighting in rural areas, setting up of smart classroom facilities, and assistance towards community welfare initiatives including support for patients requiring nutritional aid.
Emphasising the importance of accountability and transparency, the DC stated that resources generated within the district should benefit the people of the district and not be diverted elsewhere. He urged banks to ensure that CSR activities directly contribute to local development and asked bank branches to submit detailed reports in the next meeting indicating where and how their CSR initiatives have been implemented.
The District Consultative Committee (DCC) and District Level Security Committee (DLSC) meetings for the same combined quarter were also held. The meeting confirmed and adopted the minutes of the previous meeting held on October 28, 2025.
Discussions were held on the Credit Deposit Ratio (CDR) of banks in the district and the performance under the Annual Credit Plan (ACP) 2025–26 as on December 31, 2025. The committee also reviewed the implementation of government-sponsored schemes, progress of social security schemes, Aadhaar seeding, and financial literacy initiatives.
Under the District Level Security Committee, security-related issues concerning banking institutions in the district were also discussed. The meeting concluded with deliberations on other matters and a vote of thanks by the chair.
(Molungnenla, IA Kohima)
